You try your best to budget. You work hard and make your payments as best you can. Unfortunately, bills can get out of hand. Unexpected expenses pop up. Before you know it, you find yourself struggling to divvy up your paycheck. Struggling with debt is more common than you may think. Falling behind on payments can be stressful. You may feel like you have no options and that nothing can protect you as creditors have started calling you constantly.
You worry about losing your car and your house. Without a place to live and transportation, you can’t work. If you can’t work, you can’t even begin to catch up on paying your bills. You fear that things will just keep getting worse. Filing for bankruptcy may be the best option for you.