Is there anything worse than being stressed out about money? Maybe it’s the credit cards getting out of control. Or possibly it’s the medical bills that you don’t have enough money to pay for. Now, it seems like every time you open your mailbox there’s another past due notice. You’ve stopped answering your phone when there is a number you don’t recognize—and for sure, you don’t want to listen to the lengthy voicemail they’ve just left you. You are stressed out.